Full job description

The Banking Officer will be responsible for promoting and selling Bank products to eligible customers. This role involves field and in-store sales activities, lead generation, and closing sales, with a focus on achieving monthly targets while ensuring compliance with bank policies and product guidelines.

Key Responsibilities:

• Actively promote and sell loan to individuals through direct sales.
• Approach potential customers in malls, offices, residential areas, and other approved locations.
• Understand customer needs and recommend suitable credit card products.
• Meet or exceed assigned monthly sales targets.
• Collect and verify customer documents as per bank requirements (KYC).
• Ensure accurate and complete application forms and documentation.
• Maintain good relationships with customers to encourage repeat business and referrals.
• Submit applications on time and follow up until card issuance.
• Provide post-sales customer service and support as needed.

Key Skills & Competencies:

• Excellent communication and interpersonal skills.
• Persuasive and confident in handling objections.
• Self-motivated, target-driven, and result-oriented.
• Good knowledge of credit card features and benefits.
• Basic understanding of banking procedures and compliance.
• Requirements:
• Minimum 1 year of experience in credit card or financial product sales (preferably in the UAE).

Working Hours:

• 6 days a week (Sunday off)
• 10:00 AM to 6:30 PM (may vary based on location or team)
• High School Certificate / Bachelor’s Degree.
• UAE experience in Deem credit card sales is an advantage.
• Must have a professional attitude and be presentable.