Key Responsibilities

• Assist underwriters in evaluating insurance applications and policy submissions.
• Review insurance documents for completeness, accuracy, and compliance.
• Analyze customer information, financial records, and risk exposure.
• Perform preliminary risk assessments following underwriting guidelines.
• Prepare quotations, policy schedules, endorsements, and renewal documents.
• Process new business applications, renewals, cancellations, and policy amendments.
• Maintain accurate underwriting files and electronic customer records.
• Verify supporting documents including identification, financial information, and loss history.
• Coordinate with brokers, insurance agents, clients, and internal departments.
• Follow up on outstanding underwriting requirements and pending documentation.
• Ensure compliance with UAE insurance regulations and company policies.
• Support pricing decisions by collecting underwriting data and risk information.
• Assist in preparing underwriting reports, portfolio analysis, and performance metrics.
• Monitor policy issuance timelines to ensure excellent customer service.
• Communicate policy terms, conditions, exclusions, and coverage details clearly.
• Support audit activities and quality assurance reviews.
• Identify potential underwriting risks and escalate complex cases to senior underwriters.
• Contribute to process improvement initiatives to enhance underwriting efficiency.

Required Qualifications

• Bachelor’s degree in Business Administration, Finance, Insurance, Risk Management, Economics, or a related field.
• Previous experience as an Assistant Underwriter, Underwriting Assistant, Insurance Assistant, Insurance Coordinator, Policy Administrator, Underwriting Executive, Insurance Operations Executive, or Risk Analyst is preferred.
• Experience in general insurance, health insurance, life insurance, property insurance, motor insurance, or commercial insurance is an advantage.
• Knowledge of underwriting principles, insurance policies, risk evaluation, and policy administration.
• Familiarity with insurance management systems and CRM software.
• Strong analytical, numerical, and problem-solving skills.
• Excellent written and verbal communication skills.
• High attention to detail and organizational abilities.
• Proficiency in Microsoft Office, particularly Excel and Word.
• Ability to manage multiple priorities in a fast-paced insurance environment.

Benefits

• Performance-based incentives
• Medical insurance
• Annual paid leave
• End-of-service benefits as per UAE Labour Law
• Professional training and career development
• Supportive and collaborative work environment
• Opportunities for internal career progression